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Since Obamacare was instituted, it created more debt on the part ofproviders because they had to install EMR systems in their practices orbe fined by the government. Many small businesses cut employees hoursto under 30 hours because they couldn’t afford to pay for healthinsurance therefore reducing the spendable cash of the consumer.Providers have increased their fees and have encouraged more testing inorder to offset the cost of running their businesses. The requirementsof CMS payments force them to make these changes and it becomes avicious cycle. There are no free lunches! Pharma is having a ball withthis new system. I know someone who was prescribed a jar of Lidocainefor muscle aches probably a 3 oz jar. The price to the insurance was$756.00. That’s is outlandish. I can only see it getting worse, becauseof the government intervention of healthcare.