Students will write a 10 page paper (cover page, abstract, or references are NOT included in the page count) utilizing one of the chapter concepts discussed in the text.  The paper should thoroughly discuss the concept and apply the concept to an everyday life situation. The paper MUST be in APA format. At least 10 points will be deducted, if paper is not written in APA format. Also, the paper should incorporate at least 5 peer-reviewed journal articles published by 2012.